金融公司：瑞银（UBS）与弗吉尼亚州的监管机构有关经纪人的不合适建议，FINRA罚款得克萨斯州经纪交易商22.5万美元，以违反共同基金的销售，而前客户则从Carson财富中寻求$ 500K

弗吉尼亚州监管机构在其经纪人提出不合适的建议后罚款瑞银财务
To settle charges brought byVirginia’s State Corporate Commissionaccusing a UBS (UBS) broker of making unsuitable recommendations involving gold and precious metals securities to 18 clients,瑞银财务Serviceswill pay $319K—$289K to the clients and $30K to the state.

Virginia’s regulator contends that unsuitable recommendations were made in 2013 and 2014 and caused UBS clients to hold an overconcentration of these securities, which were not even suitable for some of them. The state said that this violated its securities rules.

瑞银is settling the case without denying or admitting to the regulator’s findings.

凯斯特拉（Kestra）支付退休计划和慈善组织，退还了195万美元，超过了丢失的共同基金费用
The金融业监管机构（FINRA）has fined Kestra Investment Services, a Texas-based brokerage firm, $225K for not granting fee waivers to certain charitable organizations and retirement plans when they purchased certain mutual fund share classes. Kestra was previously called NFP Advisor Services. It is a subsidiary of Kestra Financial.

根据the self-regulatory authority (SRO), between 2009 and 2018, Kestra sold costlier mutual fund class shares that came with higher fees to more than 3,200 customers, even though they qualified for waivers on said fees. As a result, these clients were overcharged $1.6M in mutual fund fees. Now, Kestra has agreed to pay back these customers, with interest, about $1.9M.

多余的费用是A类共同基金销售的结果，该基金销售通常收取前期销售费。但是，某些基金公司为某些合格客户（包括慈善组织和退休计划）放弃了这些费用。

FINRA发现，当客户符合条件时，Kestra没有适用这些豁免。相反，SRO认为，它要么向这些客户出售了A级销售费用A级销售费，要么将其出售给C类或B类共同基金股票，该股份的持续费用和成本较高，有些甚至具有后端销售费用。

FINRA said the firm did not have the proper written guidance or training in place to make sure that Kestra brokers applied the waivers when customers qualified for them. This fine by the SRO against Kestra comes three years after the regulator fined the firm for improper training and supervision related to annuity sales.

Former Client Pursues Carson Wealth, Alleges Excessive Fees
注册投资顾问（RIA）Carson Wealth Management（CWM）的前客户正在寻求50万美元的损失。RIA由财富管理顾问罗恩·卡森（Ron Carson）经营。

The ex-client, who filed a securities arbitration claim, contends that Carson Wealth improperly told a product sponsor that the client no longer worked with the firm, causing the client to be charged the sponsor’s standard rate rather than the negotiated rate that the firm had procured for its clients.

咨询公司从产品赞助商中为客户收取较低的收费率并不少见，而不是后者向公众收取的费率。根据InvestmentNews, the investment products at issue involved “direct investments” and limited partnerships, which are both usually illiquid.

Financial Planning报道说，罗恩·卡森（Ron Carson）在一封电子邮件声明中提出了指控。他辩称，该公司谈判为节省并赚取客户数百万美元。Carson先生是Cetera Advisors Network的注册经纪人。他以前在LPL Financial（LPLA）工作了将近30年。

经纪人不当行为 - SSEK律师事务所
我们的broker-dealer lawyers与得克萨斯州和整个美国的高净值个人投资者，散户投资者和机构投资者合作。多年来，Shepherd Smith Edwards和Kantas，LLP（SSEK律师事务所）致力于帮助数千名投资者收回数百万美元的损失。我们的brokerage firm misconduct attorneyswould be happy to help you explore your legal options. Contact SSEK Law Firm today for a free, no obligation consultation of your case.