皇家联盟必须向退休人员支付140万美元，以支付不交易的REIT，可变年金销售

一家金融行业监管局公司小组表示，AIG顾问集团（AIG）子公司皇家联盟Associates Inc.必须向三名退休人员支付140万美元。

投资者曾是AT＆T Inc.的员工，他声称前经纪人凯瑟琳·塔尔（Kathleen Tarr）建议他们从通信公司（Communications Company）进行一次性收购，而不是终身年金。然后，这笔钱被放入非交易的REIT公司内陆房地产以及不同的变量年金中。

塔尔（Tarr）的BrokerCheck唱片显示，她在大约40个客户纠纷和投诉中被命名。她在2010年被皇家联盟（Royal Alliance）释放。

索赔人是低收入，低收入的老年人，认为不应该鼓励他们一次性付钱，并将其资金放入非交易的REIT和涉及IRA的可变年金中。即使他们没有从投资建议中承受自付费用的损失，但据称，如果他们只能更合理地投资或选择了一生的年金，据称他们会损失他们本来会赚的钱。在后者的情况下，投资者将全力以赴，以换取他/她一生的保证支出。

An attorney for the claimants said that according to evidence, supervisors at Royal Alliance were not properly overseeing the brokers involved. This allowed for the application of a “one-size-fits-all” method in which customers were invested in variable annuities and Inland REITs.

The brokerage firm expressed surprise and dismay at the panel’s ruling. Royal Alliance claims that if one were to take into account residual investment value and previous withdrawals, the retirees could collectively see a gain on their investments.

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Royal Alliance to pay $1.4 million over non-traded REIT, VA sales, Morningstar Advisor, July 16, 2015