Make Credit Rating Agencies Collectively Liable for Inaccuracies, Proposes Lawmaker

House Financial Services subcommittee chair Paul Kanjorski introduced a new draft bill that proposes making credit ratings agencies collectively liable for inaccuracies. The agencies received a lot of heat when they failed to properly warn investors about the risks associated with subprime mortgage securities before the market fell.

One problem with the current system is that the firms issuing the securities are the ones paying the credit ratings agencies for rating the securities. Kanjorski’s draft bill lets investors pursue针对信用评级机构的诉讼鲁ck或故意没有检查关键数据以确定评分。他说，集体责任可能会迫使评级机构提供可靠的质量评级，同时为他们提供适当的互相监控动力。

包括共和党和行业高管在内的该计划的批评者警告说，集体责任可能会导致一系列昂贵的投诉，同时在惠誉评级，穆迪的投资者服务以及标准和穷人已经占据主导地位的行业中降低竞争的更多。

Kanjorski said that his proposal was a “start,” which comes as Congress intensifies its watch over the credit ratings agency industry and the Obama administration calls for stricter government oversight.

信贷评级机构被控发行证券和上市公司的信誉评级。bob200体育评级可能会影响公司借入或筹集资金的能力，并确定共同基金，银行，地方政府和州养老基金将为证券支付多少共同基金。bob200体育

去年，当Home-Loan违法行为上升时，投资的价值下降了，信用评级机构被迫降低了他们给予数千张证券的评级。bob200体育由于降级，大型银行和投资公司遭受了数亿美元的损失。

同时，两名前穆迪的雇员，前分析师埃里克·科尔钦斯基（Eric Kolchinsky）和前合规性斯科特·麦克莱基（Scott McCleskey）的高级副总裁，指责穆迪（Moody）不当行为，包括遇到利益冲突，有意夸大评级以及未能实施“市政证券的有意义的监视”，尽管信贷评级机构的陈述相反。bob200体育穆迪承认错误地判断了次级抵押贷款崩溃的幅度，但说这些指控“不支持”。

Recently, the SEC proposed rules that would put a stop to conflicts of interest and allow for greater transparency for credit ratings agencies.

当次级抵押贷款市场崩溃时，许多投资者遭受了巨大的财务损失。我们的bob200体育证券欺诈律师事务所致力于帮助我们的客户恢复这些损失。接触Shepherd Smith Edwards＆Kantas Ltd Llp今天。

相关的网络资源：
议员们寻求对评级机构的责任，商业周，2009年9月30日
The Role and Impact of Credit Rating Agencies on the Subprime Credit Markets，Sec.Gov，2009年9月26日
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